Your premium is the amount you pay for your health insurance each month.
A generic drug is a medication created to be the same as an existing approved brand-name drug.
The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.
A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.
A health care provider who provides primary, routine care services.