Get the Medicare Supplemental Coverage you deserve.
Learn more about the coverage options for Vermont Medigap Blue℠
Medigap Plans are designed to:
- complement the coverage provided by Medicare Parts A and B.
- offer protection against Medicare's unpaid expenses.
- provide the personal service you deserve and help you make the best of your retirement.
We offer Plans A, C*, D, F* and N
All plans include these basic benefits:
- Hospitalization—Part A co-insurance plus coverage for 365 additional days after Medicare benefits end.
- Blood—First three pints of blood each year.
- Hospice—Part A co-insurance.
- Medical Expenses—Part B co-insurance (generally 20 percent of Medicare-approved expenses) or co-payments for hospital outpatient services. Plans K, L, M and N require members to pay a portion of Part B co-insurance or co-payments.
Supplemental Programs Offered
Medigap policies differ based on their coverage. We offer Plans A, C*, D, F* and N:
|Individual Plan &
2019 Monthly Rate
A - $141.31
C* - $172.22
D - $157.30
F* - $172.55
N - $147.37
†Vermont law prohibits a physician from charging more than the Medicare-approved amount. However, this prohibition may not apply if you receive services out of state.
2019 monthly rate for individuals under 65 who have a disability:
- Plan A - $369.80
- Plan C* - $465.37
- Plan D - $419.30
- Plan F* - $466.42
- Plan N - $388.74
For more information on basic benefits and a chart showing the benefits of each Medicare supplement plan, view the Outline and Certificate of Coverage for the plan you're considering:
Generally speaking, once you enroll in a Medicare supplement plan, such as Vermont Medigap Blue policy, you cannot switch plans in the future. Exceptions may apply to those eligible under a specific circumstance or guaranteed issue rights, those within the six-month Medigap open enrollment period, or those looking to switch to another program. Please know that our team is ready to help you best understand your options and make an informed decision.
After you've compared plans and found a Medigap product that best meets your needs, you can apply in one of two ways:
We're here to help!
We're available Monday through Friday, 8 a.m. to 4:30 p.m. to help at any step along the way!
- By phone: (800) 255-4550 (option 2)
- By email: firstname.lastname@example.org
You can also get in-person assistance at our Information & Wellness Center at the South Burlington Blue Mall (150 Dorset Street) or our Berlin headquarters (445 Industrial Lane).
Please note: While appointments are not necessary, it may benefit you to make an appointment in order to avoid waiting times.
*Eligibility for Medicare Supplemental Plans C and F is changing.
See Important Information About Medicare 2020 for details.
Vermont Medigap Blue Policy Documents
Apply for Coverage
Online Application(complete and submit electronically)