Determining your plan’s preventive care services
To determine your plan’s preventive care services you need to know whether, or not, you have a grandfathered health plan in respect to the Affordable Care Act (ACA). Grandfathered plans do not need to follow the ACA's requirements for preventive care, but are required to follow other aspects of the Affordable Care Act.
Step 1: Review your contract documents before obtaining services
Your contract documents, including your outline of coverage, explain your plan’s preventive care services and what you may pay.
Step 2: Grandfathered or ACA Preventive Care Services
Step 3: Learn more about your preventive care benefits
Grandfathered preventive care services
- Review your health plan contract, which includes your outline of coverage, for information about your preventive care benefits, including what you may pay for services.
- Your plan may cover group-specific preventive care services. Contact your group benefits administrator or a member of our customer service team to learn more.
ACA preventive care services
The preventive care guide for you and your family explains:
- Screening services for adults and children eligible under the ACA at no cost to you when you use in-network providers
- The billing codes a provider uses when he or she submits a preventive claim to BCBSVT
As long as you stay in-network and follow your plan's guidelines, it's likely you will pay nothing for the services listed within the guide.
Colorectal cancer is one of the most important screenings. It can stave your life! Understand the screening options and how to start the conversation with your provider.
Do you have questions?
If you have questions about your plan’s preventive services, please contact your group benefits manager or our customer service team at the number on the back of your ID card. Our customer service team is available Monday through Friday, from 7 a.m. to 6 p.m., except for holidays.