2017 BCBSVT Qualified Health Plan Options
There are four levels of coverage, referred to as “metallic levels” – bronze, silver, gold and platinum. These levels are based on how much of your medical costs you pay and how much is paid by us when you receive medical care. They do not reflect the quality of the plan.
All of our QHPs cover preventive care visits at zero-cost to you!
Earn up to $300 for Healthy Activities
Our Blue Rewards plans reward you for completing healthy activities like, going to your annual preventive care visit with your PCP ($100).
- Blue Rewards Gold
- Blue Rewards Gold CDHP
- Blue Rewards Silver
- Blue Rewards Bronze CDHP (NOTE: This plan is NOT HSA compatible)
- Blue Rewards Catastrophic (specific qualifications apply)
Health Savings Account (HSA) Compatible Plans
If you're interested in setting aside tax-free dollars to help pay your medical expenses, enroll in one of these plans:
- Blue Rewards Gold CDHP
- Silver CDHP
- Bronze CDHP
Standard (non-CDHP) Plan Offerings
View all Plans
Compare Prescription Drug Costs by Plan
Each qualified health plan has a corresponding prescription benefit plan. To learn more about each plan's prescription progam and get estimated medication costs, based on today's drugs prices (manufacturers may changes prices in the future), use the:
*Note: By clicking on the Express Scripts' link above, you will leave the Blue Cross and Blue Shield of Vermont site and enter the Express Scripts site. Blue Cross and Blue Shield of Vermont has contracted with Express Scripts to manage our pharmacy benefits.
Need help deciding?
Use our find a plan tool! Simply answer a few questions and we'll help you find a Qualified Health Plan that best meets your needs, including monthly premium costs. Go to Find a Plan
How to Enroll
|If you're...||Go here to learn more...|
|An individual or family or sole proprietor||Individual & Family Enrollment|
|Small Business*||Small Business Enrollment|
*A small business is a business with at least one employee, who is not the owner or their spouse and an average of 100 or fewer full-time employees that worked on working days during the preceding calendar year.
Value of Choosing Blue:
- Broadest Provider Network (Vermont, National, Worldwide)
- Lowest Overall Costs on the Exchange (Premium, Out-of-pocket Exposure)
- No Charge for up to 9 Office Visits (Blue Rewards Plans, Above and beyond preventive visits)
- No deductible on Covered Wellness Drugs (Consumer Driven Health Products)
- Blue Rewards Program (Earn up to $300/adult for wellness activities, Fill requirements on your time throughout the year) Learn more about our Blue Rewards Program
- Concierge, Local Member Service (Vermonters serving Vermonters, World-class service)
- Integrated Financial Services (Health Savings Accounts & Health Reimbursement Accounts available at no additional cost, simplified process, online account management)
View the Details - Summary of Benefits Coverage
Summary of each Qualified Health Plan's benefits and coverage, including what you pay for services.
Certificates of Coverage
Review the certificate of coverage for more detail on how we determine your benefits, covered services, contract exclusions and more.