Get the Whole Story About Your 2019
Health Care Choices
Open Enrollment for Individuals ended Dec. 15, 2018.
Missed open enrollment? You may qualify for a Special Enrollment. Learn more below.
No matter how you define wellness, we stand with Vermonters like you in our commitment to Keep Vermont Well. Since 1944, we’ve been proud to be Vermont’s only nonprofit health plan, and offer affordable options for quality care. This enrollment period, join over 70% of Vermonters and choose a plan from Blue Cross and Blue Shield of Vermont. You will have access to a nationwide network of doctors and hospitals to award winning customer service. As part of our commitment to helping you live a life full of health and wellness, you will have access to:
- 24-Hour Telemedicine
Speak face-to-face with licensed, board certified doctors from your phone or computer 24/7
- Health and Wellness Rewards for our Blue Rewards Product
Join our Blue Rewards product and you can earn up to $300 in rewards
- My Blue Health
Our online wellness center to help you achieve your health goals
- Blue Extras℠
Obtain exclusive discounts at local businesses
Special Enrollment Period | Enrolling in Coverage Outside Open Enrollment
If you experience a qualifying life event (special life events or changes that allow for enrollment outside the regular enrollment period) such as those listed below, you may be eligible for a special enrollment.
- Birth or adoption
- Loss of coverage
- Non-enrollment due to errors or exceptional circumstances
- Newly established eligibility due to changes in your income (for federal premium tax credits or cost share reductions)
- Eligibility based on permanent move – you move to a new state
- Court-ordered dependents
- Incapacitated dependents
- Victim of Domestic Abuse
If you experience a qualifying life event, you generally qualify for a special enrollment period of 60 days from the date of the triggering event, in which you can enroll in coverage on Vermont Health Connect.
If you fail to enroll or change your coverage (example: add new dependent) within the 60 day special enrollment period, you will have to wait until the next open enrollment to change your coverage.
Individuals have two options for buying coverage, noted in the table below. Both options give you access to the same BCBSVT plans and monthly rates.
|Enroll through a health plan, like Blue Cross and Blue Shield of Vermont (BCBSVT)||
|Enroll through Vermont Health Connect (VHC)||
For help or questions, call our licensed BCBSVT sales consultants:
Extended hours during open enrollment (Nov. 1 - Dec 15)
Monday -Friday: 8 a.m. - 6 p.m. | *Saturday: 9 a.m. - 12 p.m.
(*closed on Saturday, 11/24)
How to Enroll
1. Compare the various Qualified Health Plans (QHP). BCBSVT qualified health plans available through direct enroll or Vermont Health Connect (VHC).
2. Select the QHP that best meets your health care and budget needs.
3. Review the scenarios below and determine what enrollment option best suits you.
|Options||Important Notes||Enroll or Make Changes|
Enroll directly through BCBSVT
Make changes to existing direct enroll coverage
|If you direct enroll, you choose to voluntarily FORGO any state or federal subsidies, even if you qualify for them. This includes cost-share reduction plans||
1. Complete online application
2. Print and complete paper application
|Enroll through Vermont Health Connect (VHC)||Enroll in coverage through Vermont Health Connect to take advantage state or federal subsidies, including access to cost-share reduction plans||
Go to healthconnect.vermont.gov or calling Vermont Health Connect at (855)-899-9600 to enroll.
Pay your premium directly to VHC.
If you need care prior to receiving your new BCBSVT ID card and you have enrolled through VHC and paid your premium, please contact us at (800) 255-4550.
Help Paying for Coverage
As an individual/family enrolling through VHC, you may qualify for help paying for your coverage. Learn more about available tax credits and subsidies.